Interest-indexed universal life insurance policies provide for interest credits that are linked to an external standard. For such policies, the following provisions must be stated in the policy.  1.        A description as to how interest credits are determined.  2.        A description of the investment policy for the assets supporting the life insurance product.  3.        A description of any interest guarantee provided in addition to or in place of the index.   4.        A description of any maximum premium limitations and the conditions under which they apply.  5.        If interest crediting based on the index is for a specified period expiring before the maturity date of the policy, a description of the method used to determine interest credits after the end of the specified period. 

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