Guidelines On Applications For Approval Of New And Repackaged Life Insurance Products

This provision defines which documents constitute the contract between the insurance company and the policyowner. In the Ghanaian context, this provision should state that “the contract consists of the policy document, attached riders (if any) and the attached  copy of the proposal/application form”. If the insurance company does not attach the application /proposal to the policy form, then the company cannot contest the validity of the policy based on any false information contained in the application/proposal for insurance.  

Procedures to Follow

Not Avaiable

Responsible Institution

National Insurance Commission


Relevant Forms to Download

Not Available

Fees & Charges

Not Avaiable