Section 12: The Bank of Ghana may suspend a payment system licence or authorisation where(a) the Bank of Ghana is satisfied that a payment service provider has failed to meet infrastructure requirements or any other requirements specified by the Bank of Ghana;(b) the Bank of Ghana is satisfied that the affairs of that payment service provider are being conducted i_n a manner that is  to the interests of the payment system; or(c) the payment service provider is required to suspend service under any other law.(2) Subject to subsection (l), where the Bank of Ghana proposes to suspend a licence or authorisation, the Bank of Ghana shall give notice in writing to the licensee or the authorised institution to show cause why the licence or authorisation should not be suspended.(3) Where the licensee or authorised institution fails to show cause within the period specified in the notice to the satisfaction of the Bank of Ghana, the Bank of Ghana may(a) suspend the licence or authorisation; or(b) make any other order as the Bank of Ghana considers appropriate.(4) Without limiting paragraph (b) of subsection (3), the Bank of Ghana shall take any action it considers appropriate against a person whose licence or authorisation is suspended to protect the interest of customers.