Regulation 20 An approved trustee shall not charge a member of the scheme any fees or impose financial penalties for the transfer of accrued benefits from a registered scheme to another scheme or from one account to another account within the scheme, except  (a) actual and reasonable expenses incurred by the trustee as a result of redeeming funds in connection with the transfer from a unit trust or similar type of investment, and (b) purchasing units in another investment, where a difference in price of the units is normally associated with the redemption of those funds and the purchase of those units.