Borrowers and Lenders Act, 2008 (Act 773)

Section 13 (1) A person who has a legal capacity to enter into a contract may apply to a lender for credit.(2) A lender may refuse to enter into a credit agreement with a prospective borrower on reasonable commercial grounds consistent with the lender's customary risk management and underwriting practices.(3) This Act does not establish a right of a person to require a lender to enter into a credit agreement with that person.

Procedures to Follow

Not Avaiable

Responsible Institution

Bank of Ghana

Accra Central

Relevant Forms to Download

Not Available

Fees / Charges

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